Staff Software Engineer (BE) - International Payments

Staff Software Engineer (BE) - International Payments

At BILL in San Jose, California, United States

Do the best work of your career as a champion for small and mid-size businesses.

BILL is a leader in financial automation software for small and midsize businesses (SMBs). As a champion of SMBs, we are dedicated to automating the future of finance so businesses can thrive. Hundreds of thousands of businesses trust BILL solutions to manage financial workflows, including payables, receivables, and spend and expense management. With BILL, businesses are connected to a network of millions of members, so they can pay or get paid faster. Through our automated solutions, we help SMBs simplify and control their finances, so they can confidently manage their businesses, and succeed on their terms.

BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. We have operations in San Jose, CA, Draper, UT, Houston, TX and are continuing to expand into other geographic locations. If you’re looking for a place that helps you do the best work of your career, look no further than BILL.

Make your impact within a rapidly growing Fintech Company

The Payments platform team at BILL is responsible for maintaining and enhancing the core payments engine that processes ACH, RPPS, Checks, and International payments. This team enables the payment rails integrations with bank partners. The platform currently processes ~200 billion in payments volume each year and is growing rapidly. The Payment Engineer will have an opportunity to re-architect the platform to accommodate scaling needs and add capabilities to offer new products and services to our customers.

The Payments Platform is core to what BILL does; this team transacted over ~200 billion dollars for our customers, making it mission-critical for these systems to operate without interruption.

We’d love to chat if you have:

• At least 8 years of experience in designing and developing scalable enterprise-level back-end solutions in Java
• Proven skills and hands-on programming experience in Java, AWS, Python, SQL, multi-threading, DB schema design, and data access technologies in a SaaS environment
• Good understanding of microservice topologies and deployment patterns in the cloud and/or edge
• Passion for software architecture, APIs, and high-performance extensible software
• Experience crafting and architecting distributed systems, concurrent programming, and coding data structures
• Experience rolling out distributed, large-scale, low-latency web applications
• Experience with ACH, check processing, cross-border transactions, and settlements
• Understanding of security concepts and building reliable and safe distributed applications
• Solid knowledge of application performance improvement techniques and caching solutions
• Experience working on low-latency and high-availability systems
• Experience spearheading new product initiatives and supporting current business functions
• Experience in more advanced or cutting-edge technologies (e.g., Kubernetes, Serverless Architectures, AI/ML frameworks, Advanced Cloud Services)
• Experience in designing and implementing microservices architecture and containerization technologies like Docker
• Experience in complex problem-solving in large-scale distributed systems, performance optimization, and high-availability systems

The estimated salary range for this role is noted below for our San Jose based role. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range: $175,000 — $210,000 USD

Let’s talk about benefits

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more

For positions that are in office, we support a hybrid work environment with on-site and remote work days.

We live our culture and values every day

At BILL, we’re different by design—it's our culture. Our CEO is a trusted entrepreneur who lives our cultural values: Humble, Authentic, Passionate, Accountable, and Fun. People here love being their authentic selves, contributing unique experiences, sharing ideas, perspectives, and intellectual curiosity. We celebrate our diversity as the heart and soul of how we work, grow, and succeed together.

Our promise to our candidates is to be transparent, diligent, and engaging while guiding individuals through each step of our hiring process. At BILL, we strive to achieve an inclusive and positive candidate experience that aligns with our core values and focuses on diversity.

• Humble - We check our egos at the door. We are curious. We listen, accept feedback.
• Authentic - We earn and show trust by being real—embracing our authentic selves.
• Passionate - We care deeply about each other and our customers.
• Accountable - We are duty-bound to each other, our customers, and society.
• Fun - We wrap it all together by building connections and enjoying time spent together.