Senior Backend Engineer

Company

Credit Genie is committed to creating products that democratize financial opportunities and pave the way to debt-free living. Having empowered over 500,000 customers to budget wisely, evade overdraft fees, and minimize credit card payments, we're on an ambitious journey. Our vision is rooted in a world where financial access is universal and personal financial goals are within reach.

This position is based in Philadelphia (our HQ) or NYC area. We follow a hybrid work model.

Overview

We are looking for a Senior Backend Engineer to work on our Backend Platform that powers our Consumer Mobile App. Our app is currently built using React Native, Typescript, Node.js, Micro Services, GQL, and hosted on AWS. We use AWS Services such as Amplify, Lambda, DynamoDB, Kinesis, SQS, and Cognito.

What You'll Do

1. Develop and maintain backend microservices. Ensure that the services can adapt to the evolving needs of Credit Genie products.
2. Leverage various AWS services to build backend services that are highly reliable (99.99% uptime) and with low latency.
3. Build monitors and alerts for the backend services to identify and mitigate production incidents early.
4. Work with stakeholders from product, marketing, etc. on initiatives aligning with our KPIs and business priorities.
5. Contribute to all phases of the development lifecycle.
6. Participate in standard engineering practices such as code reviews, standups, planning meetings, and product/technology demos.
7. Stay abreast of emerging technologies and industry trends, evaluating their potential to enhance the Credit Genie product suite and maintain our competitive edge.

Requirements

1. 5+ years experience in one or more general-purpose programming languages (Node.js/Typescript, Javascript, Go, Python, Java, C++).
2. Experience in building backend services that are deployed on AWS (or other cloud services).
3. Experienced with GraphQL, REST, HTTP, and the ability to design and implement maintainable APIs.
4. Entrepreneurial spirit. You are self-directed, innovative, and biased towards action in fast-paced environments. You love to build new things and thrive in ambiguity and even failure.
5. Technical leadership experience in payment processing systems. Understanding of global payment systems, including legal, security, and compliance requirements.
6. Strong analytical and problem-solving skills.
7. Excellent communication skills.

Nice to Haves

1. Experience working on personal finance management (PFM) products and/or consumer apps with 1M+ active users.
2. Experience in payments processing.
3. Familiarity with consumer credit risk and the customer life cycle.

Benefits & Perks

1. Premium Medical, Dental, and Vision Insurance plans.
2. 100% coverage of insurance premiums for you and your dependents.
3. Company-provided Basic Life and Short-Term and Long-Term Disability plans.
4. 401K program with company match.
5. Unlimited PTO and generous company holidays.
6. Company laptop and home-office stipend.
7. Stock options package – contingent on experience level.

We are proud to be an equal-opportunity workplace. We do not discriminate based on race, religion, color, national origin, sex, sexual orientation, gender identity/expression, age, status as a protected veteran, status as an individual with a disability, or any other applicable legally protected characteristics.