About Betterment
Betterment is a leading, technology-driven financial services company that offers investing and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission: making people’s lives better. We’re headquartered in NYC, and offer hybrid NY-based (three days/ week in-office) and select, non-NY-based remote positions.
About The Role
The Product Engineering teams at Betterment build the applications our customers use when they are logged in to their Betterment accounts. We are looking for Mobile engineers to join us in furthering our mission to make people’s lives better by providing delightful experiences that have been Betterment’s hallmark since inception. As a Software Engineer in Betterment's product engineering organization, you'll be responsible for building and maintaining the features our customers interact with on a daily basis.
Our mobile application guides customers through the most important life events in their financial journey. Whether it’s saving to buy a house or planning for retirement, hundreds of thousands of people rely on us to invest and save their money. If you are passionate about financial wellness and are driven to solve complex problems that make saving and investing simple, this role is for you.
Mobile Engineers sit side-by-side with Full Stack Engineers, user experience designers, and product managers to craft our consumer-facing applications. Part of being a member of this team is a love for building products you're proud to share with your friends and family. Our goal is to delight our customers whenever possible with sleek design, simple user experience, and access to sophisticated advice. You’ll be a part of a team that’s tackling difficult questions of scale, architecture and interaction.
This role is based out of our NYC office. Below, we've reflected the base salary range we would offer for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees.
New York City: $165,000 - $190,000
We offer a competitive equity package, health, dental and vision benefits, life and AD&D, short-term and long-term disability insurance, EAP, commuter and parking benefits FSA/HSA, and 401(k) with employer match as well as a flexible PTO policy. This job may also be eligible for variable compensation in the form of a company incentive bonus. For jobs based out of our NYC HQ, we require in office attendance Tuesday through Thursday, weekly.
A day in the life
- You’ll collaborate with our Product & Design teams to discover what’s possible and build the foundational experiences that our customers know and love today
- You’ll work alongside Fullstack Engineers to help ensure our features and application grow with our business while remaining performant and secure
- Teach and Learn. As a Senior Engineer, we expect you to share your knowledge with new and junior engineers, help mentor and grow our team professionally, as well as learn from our leaders to level up your own talents.
- Solve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat
- Collaborate, with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s revolutionary software even better
- Gain trust through transparency. We believe in taking the guesswork out of investing. That means a consistent experience for our customers — you’ll build the tools to make it possible
- Create efficiency. Our software helps customers save time and money. We maintain it through clean code, pragmatic programming, and lean engineering
- Work with people who care. Half of our team is made up of engineers, but we believe everyone at Betterment is an engineer with their own tools. We’re a group of talented professionals who pride ourselves on what we do. We’re smart, innovative, energetic, and lots of fun
What We’re Looking For
- Experience building applications with, or an interest in learning, Dart and Flutter
- Expertise in building interactive mobile applications using a declarative UI framework such as Flutter, SwiftUI, Jetpack Compose, or React Native
- Proficiency with a state management API such as Flutter or React Hooks
- Additional experience with GraphQL is even better
- Ability to make the tradeoffs required to ship without compromising quality
- Collaborativeness and excitement to partner with your teammates
- Have a passion for software engineering, and for creating what doesn’t exist
- Appreciate agility and pragmatism in software development
- The ability to thrive in a startup environment
What Being At Betterment Means For You
We change lives
Join a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission: making people's lives better.
We set audacious goals
We set them for the company, our customers, and ourselves—and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins.
We value all perspectives
When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.
We Invest In You With
- A competitive suite of benefits, including: medical, dental, and vision insurance; life and AD&D insurance; STD and LTD benefits, including infertility support and World Professional Association for Transgender Health approved benefits; and generous parental leave.
- Flexible paid time off (and encouragement to use it!)
- Meaningful opportunity for community building through our 7 Employee Resource Groups
- Empowerment to own and lead change and affect the business
- Dedicated professional development opportunities
- Lunch from our in-house chef three days a week at our NYC headquarters
What Happens Next
We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues. In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions.
On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process.
We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process!
Please note that Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter.
Come join us!
We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.
E-Verify Statement
Betterment participates in E-Verify. We will provide the Social Security Administration, and if necessary, the Department of Homeland Security, with information from each new employee’s Form I-9 to confirm work authorization. Please note that we do not use this information to pre-screen job applicants.
E-Verify Notice
E-Verify Notice (Spanish)
Right to Work Notice
Right to Work Notice (Spanish)
CPRA Language - CA Applicants ONLY
We collect and store personal information for the purposes of candidate tracking (for this role and future opportunities). The information you provide in the course of completing your application will be kept for up to 24 months. We use tools provided by third-party service providers but do not share candidate information for any purpose other than for recruiting. To access the data that is collected, request deletion or to make updates to your candidate profile, please email