Director of Commercial Credit Risk - FinTech!

Position: Director of Commercial Credit Risk
Location: Orange County, CA (100% Onsite)
Type: Full-Time

Role Overview:
As the Director of Commercial Credit Risk, you will be at the forefront of managing and directing our commercial credit risk strategies. You'll play a pivotal role in supporting our ambitious growth targets by ensuring our credit risk frameworks are robust, effective, and aligned with our business objectives.

Key Responsibilities:

• Develop and implement comprehensive credit risk policies and procedures for commercial lending activities.
• Conduct high-level risk assessments to identify, assess, and mitigate potential risks affecting the company’s commercial portfolio.
• Work closely with senior management to integrate credit risk management with overall business strategies.
• Provide leadership and direction to the credit risk team, fostering a culture of high performance and continuous improvement.
• Oversee the preparation of risk analysis reports for stakeholders and regulatory bodies.
• Monitor and manage exposures to ensure they are within acceptable risk appetite and limits.
• Implement dynamic risk assessment tools and techniques to enhance decision-making processes.
• Communicate complex risk assessments and recommendations to non-specialist audiences, including senior management and board members.
• Stay abreast of regulatory changes and industry best practices to ensure compliance and competitive advantage.

What We Offer:

• A leadership role in a company poised for explosive growth.
• A dynamic and supportive culture where your work truly makes a difference.
• Opportunities for professional development and advancement.
• Competitive salary and benefits package, including health, dental, and vision insurance, plus a generous vacation policy.
• A vibrant workplace environment in sunny Orange County.

Ideal Candidate:

• Bachelor’s degree in Finance, Economics, or related field; Master’s degree or relevant professional certifications (e.g., CFA, FRM) preferred.
• Minimum of 8 years’ experience in commercial credit risk management, with at least 3 years in a leadership role.
• Strong analytical skills and the ability to translate complex data into actionable strategies.
• Excellent communication and interpersonal skills, capable of leading teams and working collaboratively across departments.
• Proven track record of managing risk in a fast-paced, growth-oriented environment.

Join Us:
If you're a visionary leader passionate about shaping the future of finance and have the skills and experience we're looking for, we'd love to hear from you! Please send your resume and a cover letter explaining why you're the perfect fit for our team via eFinancialCareers.

Be part of our success story. Apply now and let's reach new heights together!

Our company is an Equal Opportunity Employer committed to diversity and inclusion in the workplace.