Senior Software Engineer, Money

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

We are seeking a Senior Software Engineer to join the SoFi Money Core Experience team. The SoFi Money Core experience team owns the Money accounts experience for members including Overview, Transactions, Check ordering, Mobile Check Deposits, Shop Local Rewards, Statements, Tiering, ATM Finder, Overdraft Protection, Overdraft Coverage and more, all with no account fees.

On our team, you will be in the middle of it all - implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.

What you'll do:

• Use Java, Kotlin and Postgres to build performant and scalable backend applications in a cloud-based microservice architecture
• Participate in shaping the technical architecture of the product
• Help translate product requirements into user stories and technical solutions
• Deliver highly available, secure and scalable services in a production environment
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies

What you'll need:

• Bachelor's degree, ideally in a technical field, but we understand great engineers come from a variety of different backgrounds and also consider relevant work experience
• 5+ years experience working with modern technologies on a full-stack team
• Strong knowledge of object-oriented programming best practices
• Strong sense of responsibility; driving a project from inception to completion and knowing that a project is not complete when it is shipped to production.
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
• Strong communication and technical leadership skills
• Desire to mentor and help others improve their skills

Nice to have:

• Proven track record of building highly-scalable REST APIs
• Experience with workflow orchestration systems, such as Temporal.io
• Prior experience deploying applications using Docker and Kubernetes
• Practical knowledge of CI/CD pipelines (gradle, git, automated testing and deployments)
• History of working with a cloud-based microservice architecture and distributed service communications

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.